As of September 2024, Beximco and S Alam Group top the defaulter list with defaulted loans of Tk23,120 crore and Tk11,734 crore, respectively. Together, they account for over 12% of the total defaulted loans, amounting to Tk2.84 lakh crore.

The interest rate gap between deposits and loans in Bangladesh has remained above 5% for 10 consecutive months, with the spread reaching 5.85% in November 2024, up from 2.93% in June 2023. While lending rates have sharply increased, deposit rates have not kept up, leaving depositors with returns lower than inflation (11.38% in November 2024).

Electricity generation in Bangladesh has dropped to less than 25% of its capacity due to reduced winter demand. While this eases summer supply shortages, the state will incur high capacity charges for unused plants.

The supply of new real estate in Dhaka is expected to decrease due to declining applications for building approvals from RAJUK. Economic challenges, higher living costs, political uncertainty, and the impact of the new Detailed Area Plan (DAP) 2022-2035 are key reasons for this decline.