The Power Division has requested Bangladesh Bank’s intervention to recover Tk 8.50 billion stuck with the financially troubled National Bank Limited (NBL), which has failed to transfer the remaining funds from a total of Tk 13.29 billion deposited by the Bangladesh Power Development Board (BPDB) across three accounts in its Motijheel and foreign exchange branches. Although NBL has so far transferred Tk 4.78 billion, the remaining amount has been pending despite repeated BPDB requests. As a result, BPDB is struggling to pay dues for fuel (coal, gas, furnace oil), electricity imports from India, and bills for Independent and Small Power Producers (IPP/SIPP), rental and quick rental plants, and equipment suppliers for power projects. The fund blockage is creating a severe liquidity crisis for BPDB in fulfilling critical operational payments.

After interest rates were liberalized in May 2024, agricultural loan rates surged to 15–18%, up from a previous cap of 8%, resulting in a notable decline in disbursements. In the first eight months of the current fiscal year, banks disbursed Tk 22,126 crore in agricultural loans, which is Tk 1,565 crore or 6.60% less than the same period last year. In contrast, loans in other sectors have slightly increased. Although Bangladesh Bank set an annual agricultural loan target of Tk 38,000 crore for this fiscal year, achieving it now seems uncertain. Last year, Tk 37,154 crore was disbursed against a target of Tk 35,000 crore. A major reason for the decline is that many private and foreign banks lack the network to distribute loans directly, while NGOs are showing reduced interest. Still, loan recovery in the sector rose to Tk 24,424 crore during the same eight-month period, up Tk 1,762 crore or 7.78% from last year. By the end of February, outstanding agricultural loans stood at Tk 57,067 crore.

Over 60 large borrowers in Bangladesh have applied for loan restructuring amid severe financial distress driven by factors such as the COVID-19 aftermath, the Russia-Ukraine war, global economic slowdown, political instability, and currency devaluation. The Bangladesh Bank formed a five-member committee in January 2025 to assess the proposals, with loan sizes ranging from Tk150 crore to Tk12,500 crore and most seeking restructuring over a 15-year term. High-profile applicants include Beximco, JMI Group (over Tk2,000 crore), Abdul Monem Ltd (Tk800 crore), and Energypac. Notably, Beximco Pharma has not defaulted but applied proactively to secure operations. As of March 25, 30 banks had submitted restructuring proposals for 60 clients. Defaulted loans in the banking sector have soared to Tk345,765 crore (20.2% of total disbursed loans) as of December 2024, up from Tk284,977 crore in September — a three-month spike of Tk60,787 crore. In H2 2023 alone, defaults rose by Tk134,373 crore. Policy eligibility was expanded in March 2025 to include newer defaulters and financially stressed but non-defaulting firms. Priority is given to loans rescheduled three times or fewer. Borrowers must submit a repayment plan based on cash flow, with a submission deadline of April 30.