In February 2025, deposits in Bangladesh’s banking sector rose by 7.9% year-on-year, reaching Tk 17,92,685 crore, up from Tk 16,61,649 crore in February 2024, according to Bangladesh Bank data. Monthly deposit growth averaged over Tk 10,000 crore, with figures steadily increasing since July 2024. Political stability after the Awami League’s fall, Tk 30,000 crore in central bank liquidity support, and higher interest rates contributed to restored depositor confidence. Currency outside banks dropped to Tk 2.71 lakh crore in February from Tk 2.76 lakh crore in December. Time deposits stood at Tk 16 lakh crore, while demand deposits totaled Tk 1.90 lakh crore. However, experts warn that sustainable stability depends on structural reforms addressing non-performing loans, insider lending, and political influence. Meanwhile, loan disbursements also rose to over Tk 22 lakh crore in February, continuing an upward trend from previous months.
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