BRAC Bank has evolved from an SME-focused bank to a leader in corporate and commercial banking, with corporate banking now accounting for 43% of its portfolio. Despite initial challenges in SME lending, including rising Non-Performing Loans (NPLs), the bank shifted its strategy in 2010, enabling growth. In 2017, BRAC Bank entered corporate banking, adopting a selective approach to align with its risk profile, and grew its corporate banking division with a focus on transaction banking platforms. The bank supports national food and energy security by financing institutions like BPC and BADC. BRAC Bank’s sustainable financing represents 70% of its portfolio, with 20% allocated to green initiatives, financing 87 green-certified garment factories, creating over 250,000 jobs, and supporting women’s financial inclusion. The bank aims to become Bangladesh’s preferred transaction banking partner, having tripled its trade volume to nearly $6 billion, positioning itself for future growth amid anticipated sector consolidation.
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